Why Is Crypto Regulation Hard?

Today, a bipartisan group of leaders in the House took an important step in introducing crypto market structure legislation: the CLARITY Act. This follows the recent progress on sound stablecoin legislation and is crucial for ensuring US leadership in blockchain technologies.…

— Chris Dixon (@cdixon) May 29, 2025

Crypto regulation is tough because it’s a moving target: a decentralized, global tech that doesn’t fit neatly into existing financial frameworks. Governments want to protect consumers and prevent crime without stifling innovation, but the pace of crypto’s evolution outstrips slow legislative processes. Plus, there’s a tug-of-war between privacy advocates and regulators pushing for oversight, complicated by crypto’s borderless nature—different countries, different rules.

Banks get jittery because crypto disrupts their control over money flows. It bypasses intermediaries, threatens fees from payments and transfers, and raises risks like money laundering or fraud, which they’re on the hook to prevent. Stablecoins and DeFi platforms mimic banking services without the same regulatory burden, creating uneven competition. It’s not existential yet—banks are too entrenched—but it’s a serious challenge, like the internet was for media. The internet forced media to adapt or die; crypto could do the same for banks if it scales and trust builds.

For society, the best outcome balances innovation with stability. Crypto can democratize finance, cut costs, and empower the unbanked, but unchecked, it’s a playground for scams, fraud, and volatility. Good regulation sets clear rules: licensing for exchanges, KYC/AML for user verification, and audits for stablecoins to ensure reserves. This weeds out bad actors—fly-by-night projects, Ponzi schemes, or laundering fronts—while letting legit players thrive. The trick is avoiding overreach that kills innovation or underreach that leaves consumers exposed. Data backs this: Chainalysis reported $3.7 billion in crypto scams in 2022, but regulated platforms like Coinbase have lower fraud rates due to compliance.

It’s not just banks feeling the heat; it’s the whole financial system grappling with a paradigm shift. Regulation that’s flexible, tech-savvy, and internationally coordinated will keep the good while curbing the bad.

What Comes After AI? Speculating on the Next Global Tech Buzz

 

What Comes After AI? Speculating on the Next Global Tech Buzz

Just a few years ago, you couldn’t attend a conference, scroll through Twitter (now X), or sit through a VC pitch meeting without hearing about crypto. Blockchain, Web3, NFTs—these were the future, the revolutionary technologies destined to upend everything from finance to art. And then, almost as swiftly as it rose, the hype cooled. Not because the technology disappeared, but because it settled into a quieter, more mature phase.

Then came the AI renaissance. ChatGPT, Midjourney, Claude, and open-source LLMs reignited the imagination of the world. Suddenly, every company became an AI company. The buzz is deafening. Funding is flowing. Governments are drafting policy. Even skeptics are hedging their bets.

But now the question lingers: What comes after AI?

Option 1: AI Dominates for a Decade (or Longer)

AI is not a passing trend—it’s a foundational technology, much like electricity or the internet. It’s not just about chatbots and image generators; it’s reshaping productivity, science, creativity, education, warfare, and the economy itself.

It could easily remain the “main event” for the next 10 to 15 years as we move from narrow AI to AGI (Artificial General Intelligence), and eventually to ASI (Artificial Superintelligence). The real buzz could evolve within AI itself—multi-agent ecosystems, autonomous organizations, or AI-powered robotics taking physical form.

Option 2: The Next Buzz: Quantum Computing

If there’s a single field that could leapfrog AI in transformative potential, it’s quantum computing. While still in its infancy, breakthroughs are accelerating. When quantum computers can solve in minutes what would take classical computers millennia, they will break encryption, simulate molecules for drug discovery, and optimize global logistics in ways AI cannot.

But that buzz may still be 5–10 years away from mainstream attention.

Option 3: Synthetic Biology and Bio-Computing

The merger of biology and computation may be the quiet revolution building under the radar. CRISPR gene editing, programmable organisms, and bio-computers could radically redefine medicine, agriculture, and materials science. Imagine printing meat without animals or growing buildings from living cells. That’s not sci-fi—that’s early-stage biotech.

This field could steal the spotlight in the next 3–7 years, especially as climate urgency grows.

Option 4: Space Tech and Planetary Colonization

As SpaceX, Blue Origin, and international space programs push toward Mars, asteroid mining, and space-based manufacturing, a new era of space capitalism might emerge. The excitement of becoming a multi-planetary species could spark a new “space race,” especially if there's a geopolitical dimension.

Buzz Level? High—but probably not imminent. More like 7–15 years out.

Option 5: The AI + X Era: Everything Gets Smarter

Perhaps there’s no clean “next.” Instead, we may see a long AI + Everything phase:

• AI + IoT (smart cities)

• AI + Education (personalized tutors)

• AI + Governance (policy simulation)

• AI + Blockchain (decentralized autonomous economies)

In this phase, AI is not replaced, but diffused into every sector. The “buzz” will be in what AI enables, not AI itself.

---

Final Thought

If crypto was a rebellious teenager and AI is the brilliant college student shaking up society, the next buzz may be the fusion of intelligence with matter itself—through quantum, biology, or interplanetary expansion. But for now? AI still has center stage. And it’s likely to hold it for a while. The next buzz might not be “after AI,” but because of it.

What do you think will follow the AI wave? Will it be quantum? Bio? Space? Or something we haven’t even imagined yet?

The Future Is Stable: Why the U.S. Must Lead the Global Stablecoin Era

The Future Is Stable: Why the U.S. Must Lead the Global Stablecoin Era

---

Introduction: A Financial Tectonic Shift

We are living through a quiet revolution in finance—one that could reshape how money moves, how nations exercise power, and how individuals and businesses interact with the global economy. At the heart of this transformation lies an innovation that few outside the crypto and fintech worlds fully grasp yet: the stablecoin. These digital assets, typically pegged to the U.S. dollar and backed by high-quality reserves, have evolved far beyond their origins as crypto trading tools. They are rapidly becoming core global payment infrastructure, and their trajectory may determine the next era of U.S. economic leadership.

---

A Brief History: From Crypto Utility to Global Rails

Stablecoins emerged around 2014, when the volatility of Bitcoin made it clear that crypto needed a stable medium of exchange. The first widely used stablecoin, Tether (USDT), was launched to provide traders with a safe haven during price swings. Though Tether was controversial due to transparency concerns, it proved a critical utility.

Then came USDC, issued by Circle, with a focus on compliance, transparency, and U.S. dollar backing. It gained institutional favor and broader acceptance in the crypto ecosystem. Over time, algorithmic stablecoins like TerraUSD attempted to decouple from fiat reserves entirely—often with catastrophic results, as seen in Terra's 2022 collapse. The lesson was clear: credibility and reserve transparency are non-negotiable.

Today, stablecoins have matured into a trusted tool for cross-border payments, remittances, onchain finance, and increasingly, institutional treasury operations. The next chapter could be even more consequential.

---

Why Stablecoins Matter

1. Programmable, Borderless Money

Unlike traditional dollars, stablecoins are programmable. They can be sent 24/7 across borders instantly, without the need for intermediaries. This has profound implications for commerce, especially in emerging markets where banking infrastructure is limited.

2. Dollarization without the Paperwork

Stablecoins represent an unspoken dollarization strategy. They allow individuals in countries with unstable currencies—such as Argentina or Lebanon—to hold and transact in dollars, without needing a U.S. bank account. In doing so, they expand the dollar’s reach in a digital world.

3. U.S. Treasuries: A New Demand Driver

As Circle and other issuers back stablecoins with short-term Treasuries, these assets become a new buyer class for U.S. debt. Citibank projects over $1 trillion in new Treasury demand from stablecoin issuers by 2030. That rivals the holdings of China and Japan—and comes without geopolitical strings.

4. Reducing Global Payment Friction

Current cross-border payments are expensive and slow, costing users over $120 billion annually in fees. Stablecoins can drastically reduce this cost and time lag, especially for remittances—creating more efficient global labor and capital flows.

---

The Regulatory Crossroads: Will the U.S. Lead or Lag?

Despite the upside, stablecoins face regulatory ambiguity. While SEC and CFTC actions signal a growing seriousness, Congress remains divided on how to classify and regulate stablecoins. Recent proposals, like the STABLE Act and GENIUS Act, provide foundational steps: clear audit requirements, 1:1 reserve mandates, and oversight mechanisms.

But leadership is about more than just regulation—it's about enabling innovation. The U.S. can either create a sandbox for secure, compliant growth or risk watching stablecoin ecosystems move offshore, particularly to crypto-forward nations like Singapore, UAE, and Switzerland.

If the U.S. leads, the dollar becomes the default currency of the internet. If it hesitates, we may see non-dollar-pegged stablecoins, or worse, digital yuan dominance in Belt and Road markets.

---

Real-World Use Cases Already Here

• Fintech platforms like Stripe and PayPal are exploring stablecoin integrations for merchant payouts.

• Global payroll firms are using stablecoins to pay remote employees in stable-value currencies.

• NGOs and aid organizations use them to disburse funds in areas where banking systems have collapsed.

• Onchain finance (DeFi) runs almost entirely on stablecoins as a medium of exchange and collateral.

---

The Road Ahead: Where Are We Going?

1. Stablecoin Interoperability & Integration

Expect native support for stablecoins in mainstream wallets, bank apps, and even CBDCs (Central Bank Digital Currencies) through hybrid models. Interoperability protocols (like Chainlink’s CCIP) will allow stablecoins to move seamlessly across blockchains and between institutions.

2. Expansion to Tokenized Real-World Assets (RWAs)

Stablecoins are just the beginning. The same infrastructure will soon underpin tokenized bonds, equities, commodities, and even real estate, creating liquid markets that run 24/7.

3. Compliant Institutional Onboarding

Large asset managers, banks, and corporations will enter the space with compliant, insured stablecoins, possibly issued by banks or regulated entities. Expect the emergence of "whitelisted" versions for institutional flows.

4. Emergence of Retail-Centric Wallets

Stablecoin-powered wallets could rival Venmo, WeChat Pay, or even banks, especially in underserved economies. With crypto rails and fiat UX, they offer financial access with global reach.

5. Monetary Policy Tool or Threat?

As stablecoins proliferate, central banks may need to rethink monetary transmission. Already, BIS research shows stablecoin demand can influence short-term Treasury yields—mirroring miniature QE. In a future where stablecoins become dominant, they could act as both a tool and challenge to traditional monetary policy.

---

Risks & Challenges

• Bank Runs on Stablecoins: Without proper reserves and redemption mechanisms, unregulated stablecoins could destabilize.

• Shadow Banking Concerns: Large-scale stablecoin use might replicate systemic risks if issuers operate without bank-like safeguards.

• Overreliance on U.S. Dollar: Global dependence on dollar-backed stablecoins could amplify dollar hegemony risks—or spark backlash and drive adoption of non-dollar alternatives.

• National Security Implications: Foreign-controlled stablecoin networks could challenge U.S. financial surveillance capabilities.

---

Conclusion: The Moment to Act

Stablecoins are not a fringe innovation. They are a foundational pillar of the next financial architecture, offering speed, transparency, and digital-native functionality. They strengthen the dollar, expand financial inclusion, and offer solutions to inefficiencies that plague today’s financial system.

But leadership is not inevitable. It must be claimed through proactive policymaking, smart regulation, and global cooperation. The U.S. has a rare opportunity to shape the rules, standards, and institutions of this new era—just as it did with the Bretton Woods system, the internet, and the dollar itself.

The question is not if stablecoins will remake finance—but who will lead that transformation.

Will it be the United States?

6: Crypto

AI + Crypto

When AI and crypto converge, the fusion has transformative potential, creating new products, services, and industries while disrupting existing ones. Here's a detailed breakdown:

---

New Products and Services

1. AI-Powered DAOs (Decentralized Autonomous Organizations):

   • AI automates decision-making within DAOs, optimizing operations like voting, fund allocation, and governance.
   • Example: An AI-driven investment DAO that dynamically reallocates portfolios based on market trends.

2. Tokenized AI Models:

   • AI algorithms become tradable assets on blockchains. Users pay for usage in tokens, creating marketplaces for AI models.
   • Example: A marketplace where businesses buy access to a language model specialized in legal or financial advice.

3. Decentralized AI Compute Networks:

   • Distributed networks where users provide computational power (like GPUs) for AI training and get paid in crypto.
   • Example: A blockchain like Render or Golem tailored for AI workloads.

4. AI-Powered Identity Verification:

   • Combining AI with blockchain-based digital identities for seamless, secure KYC/AML processes.
   • Example: Real-time ID verification for DeFi platforms using AI facial recognition tied to blockchain identity.

5. Smart Contracts Enhanced by AI:

   • AI improves the adaptability of smart contracts, enabling them to interpret complex conditions or dynamically update.
   • Example: Insurance policies that auto-adjust premiums based on user behavior tracked by AI.

6. Personalized Digital Economies:

   • AI analyzes user data to create personalized NFT ecosystems, rewarding engagement or providing tailored content monetization.
   • Example: Content creators mint NFTs dynamically priced based on AI analysis of audience demand.

7. Decentralized AI Data Exchanges:

   • Users securely sell data on blockchain marketplaces. AI aggregates and analyzes the data for buyers.
   • Example: A platform where healthcare data is sold directly to research institutions, bypassing intermediaries.

---

Industries Upended

1. Finance:

   • AI-driven DeFi systems optimize lending, trading, and investing with dynamic algorithms and real-time decision-making.
   • Crypto-based payment networks could replace traditional banking, with AI enhancing fraud detection and risk assessment.

2. Healthcare:

   • Decentralized AI marketplaces for medical data eliminate intermediaries, reducing costs while maintaining privacy.
   • Blockchain ensures the authenticity of AI-derived diagnostics and treatment recommendations.

3. Gaming:

   • Play-to-earn models evolve with AI-generated virtual worlds and in-game assets traded via crypto.
   • AI curates unique experiences and economies for each user.

4. Logistics and Supply Chain:

   • Blockchain tracks goods while AI predicts demand and optimizes routes, reducing costs and inefficiencies.

5. Advertising:

   • AI-targeted ads operate within blockchain ecosystems where users are compensated in crypto for sharing their data.

---

New Industries Created

1. AI-Powered Data Sovereignty Platforms:

   • Platforms where individuals monetize their data securely via crypto while retaining full control.
   • Upside: Creates a global data economy where users profit from their information.

2. Tokenized Knowledge Markets:

   • AI tutors and content creators sell expertise tokenized as crypto assets, accessible globally.
   • Example: Tokenized educational AI assistants tailored for specific fields.

3. Synthetic Economy Orchestrators:

   • AI governs digital ecosystems, from virtual real estate to labor markets, with all transactions in crypto.
   • Example: An AI-driven metaverse economy where supply, demand, and pricing adjust dynamically.

4. AI-Powered Risk Pools:

   • Decentralized insurance markets where AI models predict risk and calculate payouts.
   • Example: Crypto-insurance for natural disasters or pandemics powered by AI forecasting.

---

Upsides

1. Decentralization:

   • Breaks monopolies in AI and data markets, democratizing access and ownership.

2. Efficiency:

   • AI optimizes blockchain processes, reducing transaction costs and increasing scalability.

3. Global Inclusion:

   • Crypto enables micropayments and access to AI for underserved regions.

4. Innovation:

   • Synergy sparks entirely new business models, from decentralized AI training to autonomous marketplaces.

---

Downsides

1. Energy Usage:

   • AI and blockchain are computationally intensive, raising environmental concerns.

2. Ethical Challenges:

   • AI’s opacity combined with blockchain’s immutability could lock in biases or errors permanently.

3. Security Risks:

   • Vulnerabilities in smart contracts or blockchain networks can be exploited at scale with AI.

4. Economic Displacement:

   • Automation driven by AI-powered crypto systems may replace traditional roles, leading to job losses in disrupted industries.

5. Regulatory Uncertainty:

   • Governments may struggle to regulate decentralized AI-crypto systems, creating legal and compliance risks.

---

Conclusion

The marriage of AI and crypto creates a powerful synergy that can redefine how we interact with technology, data, and economies. While the potential is immense, careful planning and ethical considerations are crucial to ensure this convergence benefits society broadly.

Goodbye Video Editors

AI can now animate videos, clone your voice, turn text into video in seconds.

Here's how you can do it:

— Poonam Soni (@CodeByPoonam) January 28, 2025

27: AI + Crypto

China's DeepSeek just stunned Silicon Valley.

While OpenAI demanded BILLIONS in funding...

A Chinese startup built better AI for $6M in 2 months.

Nvidia stock is already down 12% today.

Here's how DeepSeek made a mockery of American AI (& why Silicon Valley's panicking)🧵 pic.twitter.com/j4zFuVY9z5

— Tim Carden (@timjcarden) January 27, 2025

The engineers came from High-Flyer - an $8B hedge fund that used machine learning for trading.

They had already transitioned all their strategies to AI by 2021.

But they noticed something peculiar about how big tech was building AI.

The approach seemed fundamentally flawed... pic.twitter.com/LyDUcsJ8S2

— Tim Carden (@timjcarden) January 27, 2025

While OpenAI was raising billions, these engineers took a different path:

They focused on efficiency over brute force.

The result? In November 2023, they released their first AI model - DeepSeek Coder.

And what happened next shocked the entire industry: pic.twitter.com/UCGV93Xqfl

— Tim Carden (@timjcarden) January 27, 2025

Their model approached GPT-4's performance.

But here's the crazy part:

They trained DeepSeek-V3 in just 55 days, spending only $5.58M.

Compare this to the billions OpenAI spent. But Deepseek wasn't done yet... pic.twitter.com/W6UtqEALAD

— Tim Carden (@timjcarden) January 27, 2025

While competitors were operating at a loss, Deepseek remained profitable.

How? Three innovative strategies:

• Efficient resource utilization
• Novel training techniques
• Focus on core research

But their most genius move was still to come... pic.twitter.com/bF8BmPhAFL

— Tim Carden (@timjcarden) January 27, 2025

Unlike OpenAI who went from non-profit to for-profit...

Deepseek made everything open source.

Their first model, DeepSeek Coder, was released under an open-source license.

The impact was immediate: pic.twitter.com/y2BYuCMOLH

— Tim Carden (@timjcarden) January 27, 2025

Researchers worldwide started building on Deepseek's work.

Innovation accelerated exponentially.

The AI community realized:

You don't need billions to build powerful AI.

You just need to be smarter about how you build it.

— Tim Carden (@timjcarden) January 27, 2025

December 2024: Deepseek dropped V3.

• 671 billion parameters.
• 14.8 trillion tokens.
• Trained in 55 days.

Cost? A fraction of what competitors spent.

Performance? Off the charts. pic.twitter.com/qU83QP5Mly

— Tim Carden (@timjcarden) January 27, 2025

January 2025: The final blow.

Deepseek R1 launched.

It used pure reinforcement learning - a completely novel approach.

The results were so impressive, an article in The Hill called it America's "Sputnik moment."

Here's what this means for the future: pic.twitter.com/kNBPOLGkvK

— Tim Carden (@timjcarden) January 27, 2025

2. Open source is winning.

Deepseek proved you can build world-class AI while sharing your work.

This means faster innovation, more collaboration, and better outcomes for humanity.

The implications are staggering: pic.twitter.com/Tmma7qFNUY

— Tim Carden (@timjcarden) January 27, 2025

The AI revolution taught us something crucial:

Innovation isn't about resources.

It's about resourcefulness.

And there's one resource every founder has but few leverage properly: pic.twitter.com/QLOdgD9TM2

— Tim Carden (@timjcarden) January 27, 2025

The greatest accident in startup history:

A gaming studio built a simple chat tool to solve their own problem.

8 years later, Salesforce bought it for $27.7 Billion.

Here's how a side project saved a failing company and changed work forever: pic.twitter.com/nzNGH0kM9d

— samyr (@samyr_q) January 27, 2025

To help their remote team communicate better, they built a simple chat tool.

Nothing fancy. Just basic features like channels and file sharing.

Little did they know this internal tool would become more valuable than any game they could create.

Here's where it gets interesting: pic.twitter.com/tekaJHbe8A

— samyr (@samyr_q) January 27, 2025

The tool was so effective that the team started using it for everything:

Project updates, sharing code, casual conversations, even coordinating lunch orders.

They realized something profound: This wasn't just a chat tool.

It was fundamentally changing how they worked together.… pic.twitter.com/VbMQnfZXuc

— samyr (@samyr_q) January 27, 2025

They called it Slack - "Searchable Log of All Communication and Knowledge."

The timing was perfect:

Remote work was rising. Email was becoming overwhelming. Teams needed better ways to collaborate.

But Slack's secret weapon wasn't just timing... pic.twitter.com/t6DquTdRGz

— samyr (@samyr_q) January 27, 2025

It was their deep understanding of human psychology:

They knew from their gaming background how to make products engaging and intuitive.

They applied these principles to workplace communication:

• Quick responses created instant feedback
• Emoji reactions made work feel fun…

— samyr (@samyr_q) January 27, 2025

Slack didn't just build a better chat tool.

They created a new way of working that felt natural and human.

Their gaming DNA showed up in unexpected ways:

The interface was playful. Error messages were witty. Everything felt alive.

This changed how people viewed enterprise…

— samyr (@samyr_q) January 27, 2025

Sometimes your side project is your main project.

Your "backup plan" might be your best plan.

The key is staying observant enough to spot these opportunities when they arise.

This brings us to the profound truth about innovation: pic.twitter.com/BYiF3dEAXJ

— samyr (@samyr_q) January 27, 2025

Your greatest contribution might not be what you're currently focused on.

It could be that small solution you built to solve your own challenge.

The key is having the courage to recognize when it's time to pivot.

But there's an even deeper lesson here: pic.twitter.com/zyqdYeEZlr

— samyr (@samyr_q) January 27, 2025

Taking risks isn't just about bold moves.

It's about being humble enough to admit when your original plan isn't working.

And being brave enough to bet on the unexpected opportunity in front of you.

— samyr (@samyr_q) January 27, 2025

The most valuable skill in the world:

Decision-making.

I studied how Naval and Elon Musk make decisions.

Here's how you make decisions like world-class entrepreneurs: pic.twitter.com/TMKiqUHUtX

— Stijn Noorman (@stijnnoorman) January 27, 2025

First-Principles Thinking

Focus on the most fundamental truths.

Work your way up from there.

Question everything else. pic.twitter.com/8pqMUmYAhp

— Stijn Noorman (@stijnnoorman) January 27, 2025

Spend more time on the big decisions.

• What you do
• Where you live
• Who you're with

If you get these right, you'll have a great life. pic.twitter.com/plCEGct18p

— Stijn Noorman (@stijnnoorman) January 27, 2025

Ask the right questions.

Einstein once said:

"If I had 1h to solve a problem, I would spend 55min on what question to ask so I could solve the problem in 5min."

Asking the right questions matters most. pic.twitter.com/XstOTFL4da

— Stijn Noorman (@stijnnoorman) January 27, 2025

80/20 Rule

80% of outputs come from 20% of inputs.

Identify the most important 20%.

Give this 100% of your time. pic.twitter.com/fIATCN7w4V

— Stijn Noorman (@stijnnoorman) January 27, 2025

Prioritize Long-Term

When you're 50-50 on a decision, go with the hard one.

This is more likely to be the best decision long-term. pic.twitter.com/3znYxsQ5xd

— Stijn Noorman (@stijnnoorman) January 27, 2025

Tame Your Mind

A clear mind leads to better decisions.

Better decisions lead to better outcomes. pic.twitter.com/1enrznsiM1

— Stijn Noorman (@stijnnoorman) January 27, 2025

Deep Work

For creative tasks, you need to do Deep Work.

This is where you focus on 1 task for 90min minutes.

This helps you get more done and it speeds up skill development. pic.twitter.com/4WJN4BSSIf

— Stijn Noorman (@stijnnoorman) January 27, 2025

The greatest leaders don't just solve problems.

They build systems for solving problems.

Churchill's framework wasn't about winning one battle.

It was about building a repeatable process for making high-stakes decisions under pressure. pic.twitter.com/OglgitH42a

— Youssef El Manssouri (@yoemsri) January 27, 2025

The greatest investor in history just issued his biggest warning yet:

40% of Gen Z's wealth has been WIPED OUT in recent market crashes.

And he says it's because young investors are making this ONE mistake.

Here’s what Warren Buffett says this generation needs to do NOW: pic.twitter.com/o2hrDjFaBD

— Gary Stone (@GaryStoneSWS) January 27, 2025

The biggest mistake? Confusing speculation with investment.

Buffett defines speculation as "laying out money now to get more money back from what someone else will pay later."

And that's exactly what's happening on social media right now.

But there's a deeper psychological… pic.twitter.com/GZTOIQg3ja

— Gary Stone (@GaryStoneSWS) January 27, 2025

Real investing, according to Buffett, means:

"Laying out money now to get more money back in the future from what the asset itself will produce."

It's not about quick flips or following trends.
It's about becoming a business owner.

But here's what most people miss: pic.twitter.com/Y21yC7MyyW

— Gary Stone (@GaryStoneSWS) January 27, 2025

Time in the market beats timing the market.

Look at Buffett's track record:

Berkshire Hathaway's book value grew at 19.0% annually from 1965 to 2020.

That's compared to 10.2% for the S&P 500 with dividends.

Here's his blueprint for the new generation: pic.twitter.com/wah4Ei7k1B

— Gary Stone (@GaryStoneSWS) January 27, 2025

1. Start with index funds:

• Low-cost S&P 500 funds
• Reinvest all dividends
• Automate your investments

Don't try to get fancy. Buffett's been saying this for years:

"The more you trade, the less you make." pic.twitter.com/IvtayfNKT4

— Gary Stone (@GaryStoneSWS) January 27, 2025

2. Live below your means:

Buffett still lives in the same house he bought in 1958 for $31,500.
He gets McDonald's breakfast with coupons.

Why? Because he knows:
The best investment is in yourself.

And that requires capital. pic.twitter.com/TtgwsyPgRA

— Gary Stone (@GaryStoneSWS) January 27, 2025

3. Invest in your knowledge:

Buffett spends 80% of his day reading.

Not watching stock prices. Not following trends.

Just learning about businesses. pic.twitter.com/pazPE0rJsr

— Gary Stone (@GaryStoneSWS) January 27, 2025

The truth is:

Building wealth isn't about getting rich quick.

It's about NOT getting poor slowly.

And that's what makes Buffett's approach timeless:

It's not about timing. It's about time.

— Gary Stone (@GaryStoneSWS) January 27, 2025

Prioritize Understanding

You need to understand something to make the right decision.

Research first, decide second. pic.twitter.com/SMBHIBZ7U7

— Stijn Noorman (@stijnnoorman) January 27, 2025

Energy Mapping

Map your energy levels.

Make your most important decisions when you're at your best. pic.twitter.com/H0ulu7nmOv

— Stijn Noorman (@stijnnoorman) January 27, 2025

Prioritize Passion

Find work that feels like play.

Nobody can compete with you if you love what you do. pic.twitter.com/yLfMNGmQXA

— Stijn Noorman (@stijnnoorman) January 27, 2025

Eisenhower Matrix

Use the Eisenhower Matrix to prioritize.

Focus on tasks that are urgent and important. pic.twitter.com/b6rSPam2Y9

— Stijn Noorman (@stijnnoorman) January 27, 2025

When you think in probabilities, you start seeing opportunities others miss.

They predict AI-human creative collaborations will revolutionize the gaming industry.

This isn't about replacement - it's about transformation.

The key lesson? pic.twitter.com/PZzNV57mGv

— aamir (@AamirNoorani) January 27, 2025

2. Follow the Money, Not the Hype

The hosts consistently emphasize watching structural changes in markets.

They're predicting a potential banking crisis driven by government debt and regulatory changes.

This has completely changed how I evaluate opportunities.

Here's why this… pic.twitter.com/ngtxQ12BEW

— aamir (@AamirNoorani) January 27, 2025

Most entrepreneurs chase surface-level trends.

But the real opportunities lie in understanding how capital flows are shifting.

They predict stablecoin supply will double to $400 billion by 2025, with major shifts in market dominance.

Speaking of shifts, the third lesson is… pic.twitter.com/ScBpP9X5r5

— aamir (@AamirNoorani) January 27, 2025

3. Embrace Calculated Contrarianism

The best opportunities often lie in positions others think are crazy.

Their cryptocurrency predictions are bold: Bitcoin crossing $150,000 in early 2025.

They predict Ethereum will trade above $5,500, with staking rates exceeding 50%.

But… pic.twitter.com/Fv4CeLl8j5

— aamir (@AamirNoorani) January 27, 2025

Being contrarian isn't enough.

You need to be contrarian AND right.

This means doing deep research, understanding fundamentals, and having strong conviction in your thesis.

Which brings us to the fourth lesson:

— aamir (@AamirNoorani) January 27, 2025

4. Build for Regulatory Reality

The hosts consistently emphasize understanding regulatory frameworks.

They predict increased regulatory clarity for crypto will enable more experimentation between DeFi and traditional finance.

This changed how I approach innovation: pic.twitter.com/HpFN1SSKip

— aamir (@AamirNoorani) January 27, 2025

5. Stay Humble, Stay Learning

Despite their success, the hosts constantly update their views.

They predict everything from political shifts to corporate adoption of Layer 2 networks.

This intellectual honesty is rare in today's world.

And it's taught me something profound: pic.twitter.com/R7ePwHIOUv

— aamir (@AamirNoorani) January 27, 2025

Interesting https://t.co/RsKK2YjRl2

— Elon Musk (@elonmusk) January 28, 2025

In 1974, Steve Jobs came to India in search for enlightenment.

7 months later, he returned with a philosophy that would later build Apple into a $1 trillion empire.

Here’s the philosophy: 🧵 pic.twitter.com/dz9N7RYaV4

— Alex Penunuri (@penunurialex) January 27, 2025

They literally did the meme https://t.co/8lyhInTn76 pic.twitter.com/zctJWbpdzW

— Elon Musk (@elonmusk) January 28, 2025

The most disruptive product in 2025 won't be:

• AI
• Robots

This guy uncovered a $250B market and created something that sent the giants scrambling.

Here's the strategy Aaron Nosbisch used to generate $25M in 18 months: pic.twitter.com/6oaHWpFOZg

— Cody Alt (@CodyAlt) January 27, 2025

Instead of trying to create another "mocktail," he went deeper:

He collaborated with food scientists and sommeliers to deconstruct the flavor profiles of popular alcoholic beverages.

Then he did something completely unprecedented: pic.twitter.com/rSGd0EN4TF

— Cody Alt (@CodyAlt) January 27, 2025

He pioneered a proprietary distillation process that took six weeks.

Each botanical ingredient was individually distilled.

This created complex, layered flavors that mimicked traditional spirits.

But the real breakthrough was when:

— Cody Alt (@CodyAlt) January 27, 2025

He added two things:

1. Adaptogens: Herbs that help your body resist stress

And

2. Nootropics: Compounds that enhance mental clarity

It created a combination no one had seen before...and the market exploded: pic.twitter.com/MEcL0DWgQb

— Cody Alt (@CodyAlt) January 27, 2025

BRĒZ launched on in 2023 with a radical vision.

In the first 8 months after launch, they hit $2 million in revenue.

Now they're projecting $25 million for their first full year.

And that's when the alcohol giants started panicking... pic.twitter.com/akRuNPvZFd

— Cody Alt (@CodyAlt) January 27, 2025

Only 62% of people aged 18-34 reported drinking in 2023.

That's a 72% decrease since 2003.

This isn't just about drinks –– it's about a fundamental shift in American culture.

And the impacts will be crazy: pic.twitter.com/GKfP85uoC1

— Cody Alt (@CodyAlt) January 27, 2025

In the last 13 years, MrBeast has gone from a kid making videos in his bedroom to running a $1.5 BILLION empire.

His main channel alone has over 100M subscribers.

His combined social following is over 600M.

But here's what most people don't realize about his success... pic.twitter.com/snw8Q93t2w

— Gil Hildebrand (@gilhildebrand) January 27, 2025

On top of viral videos, MrBeast has built multiple 9-figure businesses:

• MrBeast Burger: Generated $150M+ (before he moved on)
• YouTube: $1.5M in monthly ad revenue
• Feastables: $100M+ in 2023

But the leaked manual reveals the details of his unique approach: pic.twitter.com/b91Yi8zilA

— Gil Hildebrand (@gilhildebrand) January 27, 2025

The first line in MrBeast's production guide:

"This is not Hollywood and I do not want to be Hollywood."

While others chase fame and glamour, he's built a systematic approach to creating viral content.

Here's how it works: pic.twitter.com/KNCCYwhNen

— Gil Hildebrand (@gilhildebrand) January 27, 2025

"You're either an A player, B player, or C player."

A-Players are obsessive, coachable, and the best at their job.

B-Players can be trained into A-Players.

But C-Players? They're "poisonous" and must be removed immediately.

And if that wasn't controversial enough...

— Gil Hildebrand (@gilhildebrand) January 27, 2025

Communication follows a strict rules at Beast HQ.

Face-to-face solves major problems.

Video calls handle complexity.

Phone calls address urgency.

And the memo explains the reasons for the rigor... pic.twitter.com/AoIebzJyHZ

— Gil Hildebrand (@gilhildebrand) January 27, 2025

Poor communication has cost him millions in failed videos.

Now, a 90-second boost in retention brings 80 million extra views.

Every conversation impacts the final product.

That's why nothing launches without perfection.

He's not playing around when he says that:

— Gil Hildebrand (@gilhildebrand) January 27, 2025

Multi-million dollar videos get scrapped if they're not perfect.

Most creators would never dare...

But MrBeast knows the key to unlocking exponential growth on YouTube:

Unique content.

He's willing to go to extreme lengths to make it...

— Gil Hildebrand (@gilhildebrand) January 27, 2025

In his 100-day challenge, MrBeast dropped a house from the sky with a massive crane.

It seems random, but Jimmy knows no other creator could even attempt it.

This is his "impossible content" strategy & it requires crazy preparation.

That's where his knowledge system comes in: pic.twitter.com/gITopjAdbs

— Gil Hildebrand (@gilhildebrand) January 27, 2025

At Beast HQ, studying content is a full-time job.

New team members study their last 50 videos intensively.

Veterans watch everything since hitting 10M subscribers.

Each video becomes a lesson in optimization.

But this obsessive learning serves a bigger purpose:

— Gil Hildebrand (@gilhildebrand) January 27, 2025

Every veteran on his team started by making million-dollar mistakes.

But instead of firing them, MrBeast invested more.

They learned, adapted, and became irreplaceable.

Now they build wealth alongside him.

This creates a cycle that's impossible to replicate...

— Gil Hildebrand (@gilhildebrand) January 27, 2025

And that's when it hit me:

The real genius isn't in viral videos at all.

It's creating repeatable processes for everything.

From content to team building, everything becomes systematic: pic.twitter.com/FGpHS2UwTX

— Gil Hildebrand (@gilhildebrand) January 27, 2025

You'll never use a bank account again.

AI & crypto are merging. And it'll DESTROY traditional finance.

That's Marc Andreessen's latest prediction: the billionaire who predicted the rise of the internet in 1993.

Here's the trillion-dollar shift Andreessen just exposed on Lex🧵 pic.twitter.com/7jFUt3cR9X

— Hosun (@hosun_chung) January 27, 2025

First, let's understand the scale:

We're moving towards a world with billions (maybe trillions) of AI agents.

These aren't just chatbots. They're autonomous programs that can:

• Make decisions
• Complete tasks
• Handle transactions
• Interact with humans

But there's a… pic.twitter.com/mw3mUVOtUR

— Hosun (@hosun_chung) January 27, 2025

These AI agents need their own economy.

They need to:
• Send and receive payments
• Execute smart contracts
• Handle transactions
• Store value

But here's where it gets interesting: pic.twitter.com/ffbvYDTY71

— Hosun (@hosun_chung) January 27, 2025

Traditional banking won't work.

Banks can shut down AI agents at will.

Plus, the system is too slow, too expensive, and too centralized for billions of AI agents making micro-transactions.

The solution? Here's what Marc predicts: pic.twitter.com/RuuD2FKlZm

— Hosun (@hosun_chung) January 27, 2025

Crypto becomes the native currency for AI.

Why? Because it's:
• Programmable money
• Instant transactions
• No central authority
• Can't be shut down

But there's an even bigger opportunity emerging: pic.twitter.com/tjdVUcnD2K

— Hosun (@hosun_chung) January 27, 2025

The intersection of AI & crypto creates entirely new business models:

• AI agents trading with each other
• Automated market makers
• Self-executing smart contracts
• AI-powered DeFi protocols

The possibilities are endless. But here's the kicker:

— Hosun (@hosun_chung) January 27, 2025

This wasn't possible under the previous administration.

The government's war on crypto made innovation impossible.

But with new leadership incoming, Marc sees a massive shift: pic.twitter.com/vIrUvUn3R0

— Hosun (@hosun_chung) January 27, 2025

This isn't just about money.

It's about creating an entirely new digital economy - one that's:
• Permissionless
• Autonomous
• Self-governing
• Scalable

The implications are staggering... pic.twitter.com/kkowX93SHm

— Hosun (@hosun_chung) January 27, 2025

The gaming industry has a dark secret:

Online players spent $50.6 BILLION building "virtual wealth" in 2024.

But they never truly OWN any of it.

Until now...

Here's how ONE game is giving the power (and winnings) back to its players: pic.twitter.com/qIkCnM7nwd

— David J. (@lordofblocks) January 27, 2025

His raw talent caught the eye of Lorenzo de' Medici - the Godfather of the Renaissance.

A savvy politician and notorious show-off, Lorenzo had a special gift:

He could spot genius before anyone else.

In Michelangelo, he saw something extraordinary. pic.twitter.com/tWZl3GdkHs

— Toan Truong (@LearningToan) January 27, 2025

At 24, he created the Pietà - a sculpture so perfect people refused to believe he made it.

The marble looks like flowing fabric.

Mary's face captures heartbreaking beauty

He snuck in one night to sign it - his only signed work ever. pic.twitter.com/2kQwjA0Cmw

— Toan Truong (@LearningToan) January 27, 2025

Then came the David - his defining masterpiece:

• Carved from a "ruined" marble block others rejected
• Took 3 years of relentless work
• Became Florence's symbol of independence & defiance
• Still studied for its perfect anatomical accuracy

Pure genius carved in stone. pic.twitter.com/QLwrQ1MOVm

— Toan Truong (@LearningToan) January 27, 2025

But his greatest challenge awaited.

When Pope Julius II demanded he paint the Sistine Chapel ceiling, Michelangelo refused.

"I'm a sculptor, not a painter!"

The Pope wouldn't take no for an answer. What followed would cement his legacy forever... pic.twitter.com/pHgp3rFEh9

— Toan Truong (@LearningToan) January 27, 2025

For 4 grueling years, Michelangelo worked in complete isolation.

Lying on his back atop towering scaffolds, he painted 5,800 square feet of ceiling until his body screamed in pain.

He often slept with his boots on, too exhausted to remove them. pic.twitter.com/Yep4sxsk9s

— Toan Truong (@LearningToan) January 27, 2025

What most don't realize: Michelangelo was a true Renaissance polymath.

He was:

• A revolutionary architect who designed St. Peter's Dome
• A poet whose sonnets made Shakespeare's work look tame
• An engineer who fortified cities
• An urban planner ahead of his time pic.twitter.com/pPCNOZvOYy

— Toan Truong (@LearningToan) January 27, 2025

"Genius is eternal patience." - Michelangelo.

Follow @LearningToan for more fascinating stories about history's greatest minds and the unconventional paths that led to their genius.

We aare one genius away from saving the world.

— Toan Truong (@LearningToan) January 27, 2025

Can the good ship Europe weather the Trumpnado? Tossed by political storms, the continent must dodge a new threat ........... The crew of a boat whose rudder has fallen off can do little but pray for calm weather and a speedy way to safe harbour. Democracies caught in political gales similarly hope for more placid times as they work out how to chart a new course. Alas, Europe finds itself in the midst of a perfect storm. Not only is its economy facing stiff headwinds; voters are routinely tossing their leaders overboard, and war on the continent has rocked the boat for three years now. Amid these heavy waters, an even more concerning prospect is focusing minds. A superstorm of uncertain severity—call it the Trumpnado—seems to be headed straight in this rickety craft’s direction. All hands are on deck to try to limit the damage. But the prospects for plain sailing look as distant as ever for the good ship Europe.